Applying is Simple

Just a few questions, and you'll know in seconds if you are approved.

No Annual Fees

There is no annual fee to use PayPal Credit.

Purchase Protection

You will not be liable for unauthorized use on your account.

No Hidden Fees

Know up front what you'll owe with no hidden costs.

Buy Now, Pay Later

No interest if paid in full in 6 months on purchases $99+

Terms and Conditions

See the Terms and Conditions